Regulatory Notice: Federal hemp law changes effective Nov 12, 2026 will redefine THC limits. Products currently legal under the 2018 Farm Bill may be reclassified. Buyers and vendors are solely responsible for compliance. Learn more

Cannabis Business Financing

Get Funded.
Grow Your Cannabis Business.

Traditional banks won't touch cannabis. We connect you with 8 verified lenders who will. Working capital, equipment, real estate — find the right financing in minutes.

Get Matched With LendersBrowse All Lenders

How TerraVault Financing Works

01
📋

Tell Us Your Needs

Fill out a 2-minute form with your business type, revenue, and how much you need.

02
🤖

Instant Matching

We match you with lenders based on your specific profile — no guesswork.

03
📞

Get Contacted

Matched lenders reach out with offers. Compare rates, terms, and speed.

04
💰

Get Funded

Choose the best offer. Many lenders fund within 24-48 hours of approval.

Start Your Application →

Verified Cannabis Lenders

8 lenders ready to fund your cannabis business

Clarify Capital

VerifiedFeatured
Alternative Lender★ 4.9(520 reviews)Est. 2015

Dispensary loans up to $5M. Rates as low as 7%. Funded in 1-2 days.

No Equity RequiredFast FundingDedicated AdvisorLow Rates
Loan Range:
$10,000 — $5,000,000
Rates from:
7.0%
Approval:
Same day
Funding:
1-2 days
Visit SiteApply Now

FundCanna

VerifiedFeatured
Cannabis Specialist★ 4.8(386 reviews)Est. 2017

Cannabis-only lender. Working capital, vendor financing, equipment loans. Funded $20B+.

No Equity RequiredCannabis SpecialistFast FundingVendor Direct PayBNPL Available
Loan Range:
$25,000 — $5,000,000
Rates from:
8.0%
Approval:
24 hours
Funding:
Next day
Visit SiteApply Now

First Citizens Bank

VerifiedFeatured
Traditional Bank★ 4.7(142 reviews)Est. 1898

Major FDIC-insured bank with full cannabis banking and lending. No premium rates.

FDIC InsuredNo Premium RatesSBA PreferredCannabis Team
Loan Range:
$50,000 — $10,000,000
Rates from:
6.5%
Approval:
1-2 weeks
Funding:
2-4 weeks
Visit SiteApply Now

National Business Capital

Verified
Alternative Lender★ 4.7(167 reviews)Est. 2007

Cannabis term loans, equipment, and real estate financing for established operators.

Large LoansFor Established OperatorsPrivate CreditVC Connections
Loan Range:
$50,000 — $10,000,000
Rates from:
8.0%
Approval:
1-3 days
Funding:
3-7 days
Visit SiteApply Now

United Capital Source

Verified
Alternative Lender★ 4.6(203 reviews)Est. 2011

No minimum credit score. Minimal docs. Cannabis-friendly alternative lender.

No Min CreditMinimal DocsFlexible PaymentsFast Funding
Loan Range:
$10,000 — $5,000,000
Rates from:
9.0%
Approval:
24 hours
Funding:
1-2 days
Visit SiteApply Now

Loanspark

Verified
Lending Marketplace★ 4.5(89 reviews)Est. 2016

Lending marketplace in 47 states. Loans up to $20M. Same-day decisions.

Guaranteed Pricing47 StatesLarge LoansLending Marketplace
Loan Range:
$25,000 — $20,000,000
Rates from:
7.0%
Approval:
Same day
Funding:
1-3 days
Visit SiteApply Now

Upwise Capital

Verified
Lending Marketplace★ 4.5(78 reviews)Est. 2018

100+ lender network with dedicated cannabis funding advisors. 24-hour funding.

100+ LendersDedicated AdvisorFast FundingFlexible Terms
Loan Range:
$10,000 — $5,000,000
Rates from:
8.0%
Approval:
Hours
Funding:
24 hours
Visit SiteApply Now

AdvancePoint Capital

Verified
Lending Marketplace★ 4.3(95 reviews)Est. 2015

Cannabis merchant cash advances, equipment leasing, and invoice factoring.

Bad Credit OKInvoice FactoringFlexible PaymentsLow Barrier
Loan Range:
$5,000 — $3,000,000
Rates from:
10.0%
Approval:
24-48 hours
Funding:
1-3 days
Visit SiteApply Now

Stop Struggling for Capital

The cannabis industry deserves real financing options. Tell us about your business and get matched with lenders who actually fund cannabis companies.

Get Matched Now — Free →

No cost to apply. No obligation. No impact on your credit score.

ExploreMallShopSellProfile
Ask Mary